Zeziphi ezona uphondo ziqhelekileyo zokulungisa ukuphepha ngo-2025?

Ukujonga i-Proline Vavations: Kutheni inokuba yimpazamo enkulu

Ukutsiba uhlolo lolondolozo lwendlela yendlela yenye yezona mpazamo ziqhelekileyo kwaye zineendleko zabantu ezenziwa ngabantu ngo-2025. Nokuba yinkqubo yakho ye-HVAC, i-Plubing, okanye i-Wiring yoMbane, ukulungiswa okubizayo. Ngokwengxelo evela kumbutho weSizwe woKhetho lweKhaya, amakhaya angabhaliswanga kuhlolo lonyaka angama-40% kunokwenzeka ukuba afumane ulungiso oluphambili kwiminyaka emibini ezayo. Ungavumeli oku. Ezi nzame zincinci namhlanje zinokusindisa imali enkulu ngomso.

Iindleko ezifihlakeleyo zokungahoyi uvavanyo

Cinga ukungahoyi le miba mincinci ayizukubiza? Cinga kwakhona. Inkqubo ye-HVAC evaliweyo, ukuba ishiywe ingafunyanwanga, inokukhokelela ekungaphumleni ngokupheleleyo, ixabisa ngaphezulu kwe- $ 5,000 yokulungiswa. Cinga ngalo mzekelo: Umzi-mveliso ophembelela uhlolo olulula lwekota yoomatshini abalahlekelwe yi- $ 200,000 yelahleko xa omnye womatshini waqhekeka phantsi kwimveliso. Kucacile ukuba uhlolo lokutsiba alunaxesha le-DAILY-ixabisa imali.

Idatha kunye neMizekelo yeHlabathi yeHlabathi

Ayisiyonto ithi dathi-data ixhasa ukubaluleka kokugcinwa rhoqo. Isifundo ngabanini bolwakhiwo kunye nabaphathi bamanye amazwe bafumanisa ukuba iipropathi ezilandela iishedyuli zolondolozo ezicwangcisiweyo zichitha i-30% iphantsi kulungiso olungalindelekanga kwiminyaka emihlanu. Lo asikho ezinye izibalo; Yinyani eqinisekisiweyo yokuba iitsheki zendlela yokunciphisa ingozi kwaye zandise imali yokonga.

Iindawo eziphambili zokugxila kuhlolo

Yintoni ekufuneka uyijonge? Masiyiphule phantsi kwiindawo eziphambili ekugxilwe kuzo: Ifuthe

Ungahlala njani ngaphezulu kovavanyo

Ke, uhlala njani phambi komdlalo? Ilula: cwangcisa uvavanyo lwakho kunye nokunamathela kubo. Yenza ikhalenda ekukhumbuza xa uhlolo ngalunye lubalulekile. Ababoneleli beenkonzo abaninzi ngoku babonelela ngeephakheji zonyaka, ezikunika isaphulelo sokucwangciswa kwangaphambili kweenkonzo ezininzi. Enye icebiso? Zibekele ecaleni icandelo elincinci lohlahlo-lwabiwo mali lwakho lonyaka lokuhlolwa kunye nokulungiswa okuncinci. Uya kothuswa yimalini oyigcinileyo ekuhambeni kwexesha.

Ukuqukumbela

Ngo-2025, ukutyeshela uhlolo lwendlela yendlela yimpazamo ebiza zombini ixesha nemali. Nokuba ulawula ipropathi okanye ugcina ikhaya lakho, ukutyala imali rhoqo namhlanje kungakugcina kwintloko enkulu ngomso. Sukungakhathaleli jikela kwi-Chebis-Csheches Abo bahlolisisiweyo, hlala ngaphezulu kolondolozo lwakho, kwaye ukhusela utyalomali lwakho. Emva kwayo yonke loo nto, ihlala ibhetele ukuba isebenza ngaphandle kokubanjwa.

②: Ukutyeshela izikhokelo zoMvelisi: Isibulala esithuleyo se-Lifespan

Ukutyeshela izikhokelo zoMvelisi zinokuba neziphumo zentlekele kwi-wospan yase-piapan kunye nokusebenza. Ngo-2025, sonke malunga nokuchaneka kunye nokusebenza kakuhle, nokutsiba iiprotocol zesondlo ezibekelwe ngumenzi yindlela eqinisekileyo yokukhawulezisa ukunxiba kunye nokukrazula. Abavelisi babonelela ngezi zikhokelo ukuba kungekuphela nje ukukhusela iimveliso zabo, kodwa ukuqinisekisa ubumnene obude kunye nokusebenza. Umzekelo, ukusilela ukulandela amathuba enkonzo ecetyiswayo kumatshini wokurhweba ngokurhweba esweni kungakhokelela ekunciphiseni ezingama-30% kwi-lospan yayo elindelekileyo. Thetha malunga nokongamela kakhulu!

Iindleko ezifihlakeleyo zokungalandeli izikhokelo zoMvelisi

Ke, kutheni kubalulekile ukuba uphume kwimiyalelo yomenzi? Makhe sijonge amanye amanani. Isifundo serejista yezixhobo zikazwelonke sibonisa ukuba amashishini angayinanzi iishedyuli zolondolozo aphela ukuya kuthi ga kwi-50% ngaphezulu kulungiswa kwiminyaka emi-5. Kungenxa yokuba, ngaphandle kokulungiswa ngokufanelekileyo, izixhobo zakho ziyaqala ukusilela ngaphambi kwexesha, kwaye uyakushiyeka ukuthabatha iBhili. Nokuba kusebenzisa iinxalenye ezingavunyelwanga okanye ukutyeshela utshintsho lweoyile encomekayo, ezi zibonakala zibonakala zincinci zinokukhokelela kwiindleko ezinkulu.

UMZEKELISO WOKUGQIBELA: Imeko ye 'engafakwanga

Cinga ngetyala kumveleli ophambili wokuzithoba, apho umxhasi watyeshela izikhokelo malunga nokulinganisa rhoqo. Isiphumo? Umatshini wabo we-10-helloadry waqhekeka emva kweminyaka emi-3 kuphela, ebaxabisa i-25,000 yeedola kulungiswa. Ukuba balandele imiyalelo yolondolozo, umatshini ngewayeyokuthatha enye iminyaka emi-5. Utyalomali oluncinci kulondolozo lunokuphepha iindleko ezinkulu ezingalindelekanga.

Idatha kunye neziphumo eziqinisekisiweyo zezikhokelo zilandelayo

Sonke siyayazi ukuba amanani angaxoki. Ngokwengxelo yeBhunga leLungelo leZixhobo, oomatshini abagcinwe ngokwemigaqo yomenzi yi-40% encinci enokufuna ukulungiswa okungalindelekanga. Ngapha koko, ukubambelela kunyango kwezi prothokcols kunokuphucula ukusebenza kakuhle kumatshini ukuya kuthi ga kwi-20%, ekugqibeleni ukukhulisa imveliso ngokubanzi kunye nokunciphisa ixesha lokuphumla. Khawufane ucinge ukusika iindleko zakho zokulungisa ngoku ngesiqingatha nje ngokulandela imigaqo elula ngokulula!

Iingcebiso zokunamathela kwiingcebiso zomenzi

Ke, yintoni iqhinga lokuhlala ngaphezulu kwezi zikhokelo? Ilula. Gcina umkhondo weshedyuli yolondolozo lwezixhobo usebenzisa izixhobo zedijithali okanye iiapps ezikukhumbuza ngenqanaba ngalinye. Qiniseka ukuba usebenzisa kuphela amacandelo acetyiswayo kunye nolwelo-oku akusekho malunga nokukhetha, malunga nokukhusela utyalomali lwakho. Kananjalo, ngalo lonke ixesha ubalekela kwingxaki, nxibelelana nencwadana yemigaqo ngaphambi kokuba uzame nantoni na ngokwakho. Khumbula, ayisiyonto iphantsi, imalunga nokuba smart!

Xa kufikwa koomatshini, ngakumbi iinkqubo zexabiso eliphakamileyo njengoomatshini bokuzithoba, ukungahoyiki iingcebiso zomenzi ayisiyonto nje embi; Ngumngxunya wemali olinde ukuba kwenzeke. Zikhathalele igiya yakho, kwaye iyakukhathalela.

Ngaba ukhe wasityeshela isikhokelo soMvelisi kwaye sazisola kamva? Yabelana ngamava akho kwizimvo ezingezantsi-masithethe ngendlela esinokufunda ngayo kuzo zonke iimpazamo zabanye!

③: Ulondolozo lwe-DIY: xa libuya umva kwaye libize ingcali

Ukulungiswa kwe-diy kunokugcina imali-xa yenziwe ngokufanelekileyo. Nangona kunjalo, ukuzama ukulungisa izinto ezintsonkothileyo ngaphandle kwengcali efanelekileyo kunokukhokelela kwiziphumo ezibi. Ngo-2025, oku kuhlala kuyindawo ebalulekileyo kuye nabani na ogcina izixhobo okanye oomatshini. Ngokwengxelo evela kwiZiko leSizwe leMigangatho kunye neTekhnoloji, amashishini azama ukulungiswa kwe-DIY kwizixhobo zawo aphela ukuchitha i-40% ngaphezulu kulungiswa ekuhambeni kwexesha. Ngokuqinisekileyo, kukuhenda ukuphatha izinto ngokwakho, kodwa ngamanye amaxesha, iindleko zokulungisa impazamo zinokungaphezulu kweendleko zokuqesha ubungcali.

Imingcipheko efihliweyo yolungiso lwe-DIY

Ukuthatha indlela ye-fiy kunokwenza iingxaki ezingakumbi kunokuba isukelo. Umzekelo ogqibeleleyo uvela kwinkampani eyayizama ukulungisa oomatshini babo obuninzi bentloko. Baye batyeshela izikhokelo zomvelisi, kwaye emva kokuzama ukuphinda-phinda ukuphindaphinda, umatshini ungalunganga, ukhokelela kwibhili yokulungisa i- $ 15,000 yokulungisa. Ukulungiswa okulula kwaba kukusilela kwentlekele, kungqina ukuba uCleip Uncedo lobungcali luhlala lukhokelela komonakalo omkhulu ngakumbi.

Idatha ixhasa imfuno yoncedo lobungcali

Idatha ixhasa isibakala sokuba iingcali ze-diyprography i-diy wits, ngakumbi kwiinkqubo ezintsonkothileyo. Isifundo se-ofisi yeenkcukacha-manani zabasebenzi safumanisa ukuba i-70% ye-DIY Ukulungiswa kwe-DIY ukusilela ukuhlangabezana nemigangatho yemizi-mveliso. Xa kufikwa kumshini oxabisekileyo, njengokufakelwa okanye izixhobo zokwenza imveliso, ukuzama ukulungisa ngaphandle kolwazi olunokukhokelela kwii-gorals ezivakalayo. Iindleko zokulungisa zinokwenziwa spiral, kwaye ixesha lokuphumla kwimveliso zinokuba nemiphumo eqhekezayo, yonakalisa imisebenzi yakho yeshishini.

Litheni na nini na ukubiza izinto ezilungileyo?

Ukuqonda xa uyeka iqhosha. Umzekelo, ukutshintsha isihluzo somoya kwinkqubo yakho ye-HVAC okanye ucoce umatshini wakho rhoqo? Ngokuqinisekileyo yile nto onokuyenza. Nangona kunjalo, xa kufikwa kwiinkqubo ezintsonkothileyo ezinje nge-wiring yombane okanye yoomatshini abaphambili, lixesha lokuba babize kwingcali. Ukuqesha ingcali kuqinisekisa ukuba izixhobo zakho zinikezelwa ngokwemigangatho yomvelisi, ukugcina iwaranti yakho yewaranti yenzekile kwaye izixhobo zakho zisebenza kakuhle.

Ixabiso lenkonzo yobungcali vs.

Masifumane inyani: Umahluko weendleko phakathi kwe-DIY kunye nenkonzo yobungcali ayinabubanzi njengoko kubonakala. Inkonzo yolinganiso lobuchule bokungasebenzi kakuhle yomatshini wokuzinikezela ngama-500, ngelixa i-DIAL ye-DYAYS Ingakuyibeka i-2, 000 + kulungiso kwaye ilahlekile kwimveliso. Olo tyalo mali luhlaza oluncinci ekuqeshweni kwengcali ihlawula ekuhambeni kwexesha, ukunciphisa zombini ixesha lokudodobala kunye nokulungisa iindleko.

Njengoko sihamba sineminyaka engama-2025, sibalulekile ekuqaphele umgca phakathi kweenzame zokugcina iindleko kunye neziphumo ezibi kakhulu zokwenza izinto ngokwakho xa uphelelwe bubunzulu bakho. Iingcali aziziza nje kuphela izakhono kodwa nezixhobo kunye namava ukufumana umsebenzi okokuqala. Ungavumeli i-EGO ikuxabisile!

Ngawaphi amava akho ngesondlo se-diy? Ngaba ukhe wanexabiso elixabisekileyo okanye impumelelo enkulu? Yabelana ngebali lakho kwizimvo ezingezantsi!