Please Choose Your Language
Ulapha: Ikhaya » Iklasi yoqeqesho » » fnlei saziggde » Finance

Ungayixhasa njani umatshini wokuzikhethela

Iimbono: 0     Umbhali: Umhleli wePatpalish Ixesha: 2024-11-17 Imvelaphi: Indawo

Iqhosha lokwabelana nge-Facebook
Iqhosha lokwabelana nge-Twitter
Iqhosha lokwabelana ngomnxeba
Iqhosha lokwabelana nge-WeCCT
Iqhosha lokwabelana
Iqhosha lokwabelana ngePinterest
Iqhosha lokwabelana nge-whatsapp
Iqhosha lokwabelana ngeKakao
Iqhosha lokwabelana ngeSnapChat
Iqhosha lokwabelana ngeTelegram
Iqhosha lokwabelana

I-01: Ukhetho lwezemali lomshini wakho wokuHlanganiso: Ukufumana iNdawo yokuhamba kwemali

Ke, ukulungele ukwenza utyalomali olunzulu kumatshini wokubukela? Ufuna imali, kwaye uyayifuna ngoku. Makhe sibe yinyani, nangona ukhetho lwezemali lukhona kuyo yonke indawo. Kodwa luyintoni ukhetho olufanelekileyo kuwe? Makhe ndihambe ngeendlela eziphezulu zokwenza umatshini ophuphayo ngaphandle kokuhambisa i-akhawunti yakho yebhanki.

  • Ngaba ukhe wakhangela inqaku lakho letyala? Ngaba imbali yakho yetyala inamandla ngokwaneleyo ukuze ilungele imali mboleko?

  • Yintoni ukubamba kunye nokuxhasa ngezimali kubavelisi? Ngaba ikhona imirhumo efihlakeleyo okanye amaxabiso ezenzala alahlekileyo?

  • Ngaba uyazi ukuba uyiqhekeze njani intlawulo intlawulo yenyanga, ukuze bangadli zonke iingeniso zakho?

Funda nzulu

I-02: ukuqeshisa vs. Ukuthenga: Yeyiphi eyona nto ibona ishishini lakho?

Kulungile, masithethe izigqibo ezinkulu. Ngaba uqeshile loo matshini okanye uthenge ngokuthe tye? Ezi ndlela zimbini zinokuziva ngathi kukuphosa, kodwa ndiyakuthembisa, kukho intshukumo enkulu. Kwaye hayi, ayikho malunga neendleko eziphezulu. Sithetha malunga nexesha elide apha.

  • Uhambo oluhle lukhulu, kodwa ngaba yeyona ndlela iphantsi xa uyiphule ngokuhamba kwexesha?

  • Ngaba unganakho ukuthenga umatshini ngokuqinisekileyo kwaye unemali yenkxaso yakho?

  • Sithini isivumelwano sexabiso? Ngaba ushiya imali etafileni ngesivumelwano sengqeshiso?

Funda nzulu

I-03: Ungawenza njani imali yakho yotyalo-mali

Uyenzile ukuthenga. Uyixhase ngemali. Ngoku umbuzo ngulo: Unokuqiniseka njani ukuba uguqula inzuzo ngokukhawuleza? Kulapho irabha ihlangana khona indlela. Masiphembe ukuba sibe nendlela yokuqhanyuza kunye nomatshini omtsha wokubhinqisa kwaye uqiniseke ukuba ivelisa imali.

  • Ngaba ubiza ixabiso leenkonzo zakho kwiprimiyamu, okanye ngaba uyayifumana kwaye ushiye imali etafileni?

  • Ngaba unayo icebo lokuthengisa ukuze ugcwalise ishedyuli yakho, okanye ngaba uneentloni zibonisa abathengi?

  • Ngaba ukwandiswa amandla omatshini wakho ukuqhuba ngokufezekileyo kwaye ugcine ezo ndleko ziphantsi?

Funda nzulu


Umatshini womatshini wokuzithoba


①: Iinketho zemali zomatshini wakho wokufakelwa: Ukufumana iNdawo yokuhamba kwemali

Ukugcina imali yenkxaso-mali yomatshini wokuzithoba akufuneki ube ngumthombo wobusuku. Ngapha koko, inene ihamba ngqo xa usazi into oyenzayo. Makhe sithethe malunga nokuhamba indlela yokuhamba ngeendlela ezahlukeneyo eziya kukhwela.

Inqaku letyala kunye nezemali : Inqaku lakho letyala yitikiti legolide apha. Ngaphandle kwawo, uza kuba nexesha elinzima ekhusela imali mboleko ngezinto ezifanelekileyo. Injongo yamanqaku angama -650+ ukuphepha ukubethwa ngamaxabiso enzala e-sky. Nantoni na engaphantsi kwe-600? Usenokubangela i-leard-inzala esezantsi. Iibhanki kunye neenkampani ezizezimali zihlala zibonelela ngemali mboleko kwi -6% -12% inzala yekhredithi elungileyo, kodwa ingadlula ngaphezulu kwe -20% yetyala elibi. Ouch, akunjalo?

Imali yomenzi : Abavelisi abaninzi banikezela ngemali kwi-ndlu, kodwa nantsi into: Funda ipripting entle. Ungaba ujonge ezinye iifizi ezifihlakeleyo ezizakufihla iindleko zakho. Abavelisi bahlala bekukhalisela ngaphakathi 'akukho mali phantsi ' inzala, kodwa inzala inokubangela ukuba ingabanjiswa-ngamanye amaxesha ukuya kwi -25% . Kuyandilinga, ngokuqinisekileyo, kodwa kubalulekile ukuba uqhawule amanani kuqala.

Intlawulo yenyanga yenyanga : Xa kubalwa intlawulo yenyanga, kugxilwe kulawulo lokuhamba kwemali . Umbono ulula: sukuzilula. Masithi umatshini ubiza i-15,000 yeedola kwaye uyixhasa ngemali iminyaka emi-3 ngexabiso lenzala le- 10% . Ujonge kwi -500 yeedola ngenyanga kwintlawulo. Kodwa khumbula-oku akunazinto kulondolozo, isoftware, okanye iimpahla. Kuya kufuneka uqiniseke ukuba umsebenzi wokufakelwa okwenzayo unokuzigubungela ezi ndleko kwaye ikushiye ngenzuzo ethile. Gcina umkhondo weepesenti zonke!

Ekupheleni kosuku, kufuneka uzibuze: Ngaba ndingayiphatha intlawulo yenyanga? Yintoni i-roi yam (ukubuya kutyalo-mali) kuya kujongeka njani? Kuya kufuneka ukuba ube nengqolo malunga nokufumana i-SportCance yeMali yeMali-ungayithathi into yokuqala eyenzekayo. Ukuba awukacacanga malunga neendleko ngaphambili, unokufumana ngokwamanzi enzulu ngemali ngaphambi kokuba uyazi.

Imveliso yomatshini wokuvalela


②: Ukuqeshisa vs. Ukuthenga: yeyiphi eyona nto ibalulekileyo kwishishini lakho?

Xa uthatha isigqibo phakathi kokuqeshisa kwaye uthenge umatshini wokuzithoba, kukho izinto ezibalulekileyo ekufuneka uziqwalasele. Ayisiyo malunga neendleko eziphezulu; Imalunga neqhinga lezemali yexesha elide kwaye indlela nganye indlela yokukhetha ichaphazela ngayo umgca wakho.

Ukuqeshisa vs. Ukuthenga: Ukuqeshwa -ukuqaphela kufana nokurenta, kodwa ngenketho yokuthenga ekupheleni kwekota. Inika intlawulo esezantsi yenyanga kwaye akukho zindleko zinkulu zenziwe, kodwa zinokuba yi-pirier ekuhambeni kwexesha. Kwelinye icala, ukuthenga ngokuthe kratya kuthetha ukuba ngoomatshini ukusuka kusuku olunye, kodwa ubethwe ngendleko ezinqabileyo. Nantsi into: Ukuba ishishini lakho likunyuka kwaye ungalifumana, ukuthenga kunokukusindisa ngethamsanqa ngomdla onomdla. Ngaphandle koko, ukuqeshisa kunokuba yeyona ndlela iguqukayo.

: - Masithi Ukuguqulwa Ukuqeshisa kwemali Unokuhlawula phantse i- $ 500- $ 700 / inyanga kuxhomekeke kwimibandela. Thelekisa into yokuthenga umatshini ocacileyo, kwaye ujonge i-chunk enkulu kakhulu. Ngaphezulu? Unokuphucula imodeli entsha qho emva kweminyaka embalwa kwaye ungabambeleli nge-asethi ehlaselayo.

Ubunini: Inzuzo yokuthenga -Xa uthenga, ungowakho umatshini, ocacileyo kwaye ulula. Ngomatshini weflethi yeflethi elixabisa i-15,000 yeedola, ukonga ixesha elide kunokubaluleka. Ngaphezulu kweminyaka emihlanu, unokugcina ngaphezulu kwe -10,000 yeedola ezithelekiswa nokuqeshisa. Kwaye emva koko, emva kokuba imali mboleko ihlawulwe, kuyo yonke inzuzo - ayikho ukuphela kwesibonelelo. Kodwa, ungalibali iindleko zokugcina nokulungisa iindleko ezizongeza ukuba uyayithenga!

Ekugqibeleni, isigqibo sibambe kwiimfuno zakho zeshishini kunye nemeko yezemali. Ngaba uyafuna ukuguquguquka? Ukuqeshisa yeyona ibhengezo yakho. Kodwa ukuba ukwenze i-hauli ende kwaye ufuna ulawulo olupheleleyo, emva koko ukuthenga umatshini wokubukisa yindlela yokuhamba. Isitshixo kukwazi ukuhamba kwakho kwemali kunye nokuqonda ukuba ukhetho ngalunye luhambelana njani kwisicwangciso sakho esibanzi semali.

Umzi-mveliso kunye nokuseta kweofisi


③: Ungawenza njani imali yakho yotyalo-mali

Masinqumle kwi-Chase-ukuba ufuna loo matshini wokubukela ukuze uqale ukuzisa ezingqengqelekayo, ufuna isicwangciso esomeleleyo. Ayikokuthenga loo matshini ulungileyo, malunga nokusebenzisa i-Smart ngokuvelisa iingeniso ngokukhawuleza. Nantsi indlela oyenza ngayo.

Yandisa isiCwangciso seThengiso sakho : Izinto zokuqala kuqala, kuya kufuneka wazi ukuba yintoni na kufanelekile. Ukuba uyabiza i-5 yeedola ngoyilo lwehempe yesiqhelo, uphuma imali etafileni. Emarikeni namhlanje, umgangatho womsebenzi wokuvala kufuneka ubaleke naphi na ukusuka kwi-10 yeedola ukuya kwi-25 yedola , kuxhomekeke kubunzima. Injongo kukufumana ixabiso kwiprimiyamu, kodwa uqiniseke ukuba abathengi bakho babone ixabiso kwisitampu sakho. Sukuyifumana phantsi kwexesha lakho, izinto zakho, kunye nomzamo!

Ukuthathwa kwentengiso esebenzayo kunye nokufunyanwa kwabathengi : Ngoku ukuba ubeke amaxabiso akho, lixesha lokuba azalise ishedyuli. Tyala imali kwintengiso yedijithali , ngakumbi iindaba zentlalo kunye neentengiso ze-Intanethi, ukufumana ishishini lakho phambi kwabaphulaphuli abalungileyo. Iqonga elinjenge-Instagram kunye ne-Facebook yimigodi yegolide yokubonisa umsebenzi wakho wokubonisa, ke ngoko qala ukwakha uluntu oluqhubayo olujikeleze uphawu lwakho. Kwakhona qwalasela ukusebenzisa iindlela ze-SEO ukuphucula ukubonakala kwakho kwi-Intanethi. Ungaze ulibale: Ngaphezulu kwemehlo, imiyalelo engaphezulu!

Ukusebenza ngokufezekileyo : Nantso indawo uninzi lwabantu luyasebenza-abayenzi indawo yokusebenza kwabo. Umatshini o-6-the Helloadry olwenziweyo unokuqhuba ii-odolo ezininzi ngaxeshanye, kodwa kuya kufuneka ucwangcise imveliso yakho ngokufanelekileyo. Inqaku lenguqu yentambo, amaxesha oyitshini wokuseta, kunye nolondolozo lomatshini. Ngokugcina umatshini wakho ubaleka ngokupheleleyo, unokunciphisa ixesha lokuphumla kwaye unyuse iziphumo. Xa ugqobhoza ii-odolo ngokukhawuleza kwaye ngempazamo ezincinci, wenza imali ngokukhawuleza.

Ukuguqula umatshini wakho wokufakelwa kwendlu ngemali efuna icebo, amaxabiso entengo kunye nokugqwesa okusebenzayo. Sukuqhuba nje umatshini-yisebenzise njengesixhobo sokukhwela ishishini lakho. Fumana i-savvy enexabiso, i-smart ngentengiso, kwaye uhlala uhleli phambi kwejika kwi-curve ngempumelelo. Ngoku ndixelele, sithini isicwangciso sakho sokwenza umatshini wakho wokuvala? Yilahle izimvo ezingezantsi okanye zabelane ngeengcinga zakho kunye noluntu!

Malunga noomatshini bakaJingwe

I-JIYU COOCK CO.         
 

ICandelo leMveliso

Uluhlu lokuposa

Bhalisa kuluhlu lwethu lokuposa ukuze ufumane uhlaziyo kwiimveliso zethu ezintsha

QHAGAMSHELANA NATHI

    Yongeza iofisi: I-688 hi-hi-tech yendawo # wingbo, eChina.
Umzi-mveliso wongeza: zhuji, zhejiang.china
 
 sales@sinofu.com
   ilanga3216
Ilungelo lokushicilela   2025 Jingwa. Onke Amalungelo Agciniwe.   Indawo  Isalathiso samagama   Umgaqo-nkqubo wabucala   wenziwe I-mpai